These days I no longer carry a single cent on my wallet. Kerry told me it was too dangerous, because having cash means making yourself a prone target for those lurking in the darks of night. Especially with me having to ride a bike home for six kilometres almost every night.
So for every paychecks I receive, I deposited them all into my account. I am firstly not used to using debit cards for every purchases I made, but it is just a matter of getting used to it.
And it helps me save money too. Because with no cash, I can restrain myself from having to use my money for vending machines.
Ah, vending machines. What a way to promote frugality.
I prefer using card to cash. Having an empty wallet discourages me to spend on snacks like old chang kee or just buying unnecessary stuff and I can keep track on my spending by printing the monthly report. however, food stalls at canteens do not accept NETS! let alone VISA... so there.. I have to keep a certain amount of cash to survive.
ReplyDeleteUh huh, one of the main things that encourages you to use your card is that it's easier to keep track on ur monthly expenditures..haha which is a great thing :)
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